FinPusulaFrom installments to savings, find your financial direction
Not your bank balance — it shows the real money left after your fixed costs, installments and goals, plus a safe daily spending limit.
No card required · Try instantly with demo data
A finance assistant in your pocket
Your net worth, safe daily limit and installment load — all at your fingertips.
Track your installments on one screen
How many installments are left, your monthly load, your remaining total debt — all clear. Installments stop being surprises; control shifts to you.
- Monthly installment load and remaining total debt at a glance
- Each installment's progress (e.g. 3/12) and end month
- Loan and card installments flow into your spendable balance automatically
- See your future with the simulator before taking a new installment
Analyze your past, plan your future
See your upcoming installment load and cash flow in charts ahead of time; spot risky months before they arrive.
- Free cash flow projection — for the months ahead
- Monthly expense trend and breakdown of spending items
- Spot risky months in advance (e.g. 2/6 months)
- Compare the past 3–12 months with the next 3–12
Crack your spending with charts
Total outflow month by month, category breakdown and daily spending — see where your money goes at a glance.
Everything you need to manage your money
From spending to savings, receipt scanning to an AI coach — all in one app.
Real spendable balance
Fixed costs, installments and days until payday are all factored in; the screen shows the money you can truly spend, not your bank balance.
Safe daily limit
Shows, as a clear number, how much you can spend per day until your next salary without breaking your goals.
Savings goals
Track all your assets — including foreign currency, gold, stocks and funds — in one place, and see how far you are from your goal.
Automatic expenses from receipts
Snap a photo of a receipt or invoice; the category, amount and date are parsed and logged as an expense automatically.
AI finance coach
An AI coach that gives personalized, card-by-card, concrete suggestions based on your category limits.
Category budgets
See where your money goes with grouped categories, monthly budgets and day-by-day spending charts.
Payment calendar & reminders
See bills, installments and loan payments on a calendar; get reminded before they are due.
Multi-currency
Foreign-currency income and expenses are valued at the live rate; everything reads clearly in a single currency.
Take control in three steps
Set it up in minutes and see your real financial picture.
Enter your income and expenses
Define your salary, fixed costs and installments once — or explore right away with demo data.
See your real situation
FinPusula instantly calculates your spendable balance and safe daily limit.
Move toward your goal
Track your spending, apply your coach's tips, and grow your savings.
Frequently asked questions
Everything you wonder, briefly.
What is FinPusula?
FinPusula is a free personal finance app. Taking your salary, fixed costs, installments and savings goals into account, it shows you the money you can actually spend and your safe daily spending limit — not your bank balance. It runs in the browser and never asks for card details.
Is FinPusula free?
Yes, the core features are free. No card details required; you can try it instantly with demo data, then continue with your own. Some features — like the AI coach and advanced import — are part of the premium plan.
Do I need to download an app?
No, it runs in the browser. If you like, you can add it to your phone's home screen and use it like an app (PWA) — you get the same experience on desktop and mobile.
Is there an app to track my credit card installments?
Yes — that's exactly what FinPusula is for. It lets you track installment purchases and loans on a single screen: the progress of each ongoing installment (e.g. 3/12), your total monthly installment load and your remaining total debt at a glance. Installments flow into your spendable balance automatically.
Can I track my installments and loans?
Yes. You see your ongoing installments and loans on one screen; the monthly load and remaining debt are calculated automatically and reflected in your real spendable balance. You clearly see which month each installment is on and when it ends.
Can I see the impact on my budget before taking a new installment?
Yes. With FinPusula's simulator you enter the amount, number of installments and card, and see the impact on your safe daily limit and upcoming months in clear numbers before you buy. So you answer “will this installment strain me?” in advance.
Does it connect to my bank account?
No. There is no automatic bank connection; you add your data quickly by importing a statement or scanning a receipt photo. Control stays entirely with you.
Is my data safe?
Your data is stored on your device first (offline-first) and synced to secure cloud infrastructure when you sign in. Only you can access your data; FinPusula does not share it with third parties.
Does it support assets like foreign currency and gold?
Yes. You can track assets including foreign currency, gold, stocks and funds; currency-denominated items are valued at the live rate and reflected in your total net worth. So you can see whether you're truly getting ahead amid inflation.
Learn where your money goes today.
With FinPusula, see your real spendable balance, spend with confidence, and reach your goals.
Start free